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Housing assistance program helps many

June 28, 2012
Estherville Daily News

Over the past three years, a number of Emmet Count residents have benefited from the Northwest Iowa Regional Housing Trust Fund housing assistance program.

The program helps owner-occupants renovate their homes. Both grants and loans are available.

Typical uses are for repair or replacement of furnaces, water heaters, roofs, siding or windows.

According to program requirements:

n The applicant(s) must own and occupy the property throughout the term of the agreement. (Owners must hold a fee simple title or have a 99-year lease. Contract-for-deed holders are not eligible property owners.)

n The applicant(s) must be current with their mortgage, taxes and utility payments.

n The applicant(s) will be required to complete, sign and agree to all program paperwork including but not limited to: application, additional income and asset information, verification of eligible immigration status, authorization of a credit review and the required loan and grant documents.

n The financing of projects that receive approval will be provided in grants and low-interest loans based on income qualifications.

If you or someone whom you know could benefit from this program, pick up an application and guidelines from the Emmet County Auditor's Office in the Emmet County Courthouse in Estherville.

Information is also available from Sherry Zinn, Northwest Iowa Planning & Development Commission, 712-262-7225 Ext. 139 or

This program is designed to help deserving people make needed repairs and renovations to their homes.

So, please. Complete an application if you think you're eligible, or tell others about the program. It's an excellent way to make important improvements that can help preserve and protect your property.



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