If you're scratching your head searching for some ideas for some New Year's resolutions, here's some ideas.
First of all, get healthy. Sounds easy enough, doesn't it? Well, the fact is that probably the best retirement investment you can make is in your health. So if you don't already, set aside some time to exercise regularly every week. Even a half hour every other day would help. And don't forget to eat healthy.
And then there's those nasty habits.
The one that probably has to be at the top is smoking. The facts are out, so there should be no question that smoking cigarettes kills you. If you don't believe that, just start counting on your fingers the people who have died from smoking-related diseases. It shouldn't take long to run out of fingers.
Saving for retirement is of course always a good resolution. Whether it's a 401K or IRA, either is a good way to invest for the future.
Another good resolution, and this is the perfect time of year to mention it, is to make sure you keep all your tax information in order. Unfortunately, a lot of people don't think about it until tax time, but if you start a filing system now, you can start getting everying in order for your 2013 tax year. And that will save an enormous headache come tax time in 2014.
Another resolution, and this is probably one of the most important that a person can make, is to spend time with your family for a minimum period of time each week. With kids so busy with sports and other activities, that can be difficult, but setting aside family time on certain designated nights each week can improve communication tremendously.
We all have our private resolutions too, ones that are for ourselves, but the point is to have one.
A well-thought resolution now can help us all achieve our goals and give a greater sense of accomplishment and meaning to life.
And isn't that what we all want?